No, but paying cash can often be cheaper and more convenient compared to using your insurance.
Some insurance plans require to you to see a physician before starting physical therapy which can cost hundreds of dollars extra. Many insurance plans have out of pocket copays of $30-60 per physical therapy visit. High deductible insurance plans are also becoming more common and patients can pay hundreds of dollars every visit until they reach their deductible. Insurance also do not cover many necessary services such as wellness, ongoing preventive medicine, and performance training. Many patients are denied reimbursement for care before their goals are met. The cost of care using insurance is not transparent until you get bill in the mail weeks or months later.
On Tagojo there are no hidden fees. You always know the cost per visit up front. You always have 1:1 sessions with a licensed physical therapist. When working outside of insurance, Tagojo finds its providers are less restricted in helping you reach your desired health transformation with visits as low as 40% the cost of the insurance model.
Tagojo offers refunds in rare cases where a visit was successfully canceled through the platform and an account was still billed.
Tagojo does not offer refunds if you miss a scheduled visit. Tagojo does not offer refunds in cases where your physical therapist does not meet your needs or expectations. Tagojo does not and cannot guarantee the specific quality of physical therapists on its platform. If you are not satisfied with your physical therapist you can continue care with a different physical therapist on the platform at any time.